Medical malpractice insurance renewal planner.
Select a renewal month and practice situation. The tool creates a suggested 120-day work schedule.
Calculate the review dates
The tool uses the first day of the selected month as the renewal date. Print the result for your renewal file.
Create a 120-day renewal plan
Select the renewal month, year, and situation. The plan starts with the current policy and ends on the renewal date.
Renewing the current policy
January 2027 renewal timeline
Compare the current policy with every named insured, location, service, and date before renewal.
| Marker | Date | Checklist item | Next action |
|---|---|---|---|
| R-120d | Sep 3, 2026 | Get the declarations page. Record the policy type, expiration date, retroactive date, and tail terms. Review current coverage. | Read the practice-change sequence |
| R-90d | Oct 3, 2026 | List changed physicians, advanced practice clinicians, entities, locations, services, and start dates. Describe the current practice. | Read the practice-change sequence |
| R-75d | Oct 18, 2026 | Start the coverage review. Resolve missing information before completing the application. Review the information before you apply. | Read the practice-change sequence |
| R-60d | Nov 2, 2026 | Complete the application. Request loss runs, which list prior claims, when considering a carrier change. Complete carrier review information. | Read the California buying guide |
| R-30d | Dec 2, 2026 | Read the written terms. Keep current coverage active until the replacement evidence is issued. Compare written coverage. | Read the practice-change sequence |
| R-0 | Jan 1, 2027 | Confirm written coverage and satisfy every carrier condition before work begins. Confirm the effective date. | Read the practice-change sequence |
Planning dates, not carrier deadlines
Use these dates to start the review. Replace them with any earlier deadline in your policy, contract, or carrier instructions.