Privacy notice and website information.
This page explains how The Doctors Insurance Agency handles information from this website and its contact form, and how to use the insurance, rate, and calculator information published here.
Scope
This notice covers this website and its contact form. An insurance application, carrier portal, or other service can have a separate privacy notice.
Information we collect
The form collects your name, current or future practice, work email, phone, specialty, situation, state, and renewal or start month. It also records your contact preference, consent, and the website page or campaign that led to the form.
Do not submit patient, claim, application, or clinical information through this form.
The website and its security services process standard request data, such as an IP address and browser headers. The intake service hashes the IP address before it stores a short rate-limit record.
How we use information
We use the information to understand the request, contact you, prevent abuse, and operate the website.
How we share information
Google Cloud and Firebase process the contact record for us. We can disclose information when required by law, a court order, or other valid legal process. We can also disclose data needed to investigate fraud or secure this website.
We share information with a carrier or wholesale broker only when you ask us to place, change, or review coverage.
We do not sell personal information or use form data for targeted advertising.
Cookies and tracking
This site does not use advertising or traffic-analytics scripts. It sets no tracking cookies.
The contact page can use Google reCAPTCHA Enterprise to detect automated submissions. Google processes the technical data under its Privacy Policy and Terms of Service.
California privacy practices
The Doctors Insurance Agency is a licensed California insurance producer. California law governs how an insurance producer collects, uses, and discloses personal information, including the notice and access rules in the California Insurance Information and Privacy Protection Act.
You can ask what personal information we hold about you, ask us to correct it, and ask us to delete it. Call the number below. We can ask for information that verifies your identity, and we can deny a request when law or a carrier record-keeping rule requires us to keep the record.
Retention
If you do not become a client, we keep the first contact record for no more than 24 months. The 24-month limit does not apply to client or insurance records, which carriers and California law require us to retain.
Security
We limit access to people who need the record. Internet transmission and storage are not completely secure.
Children
This website serves physicians and medical practices. It is not directed to children, and we do not knowingly collect information from them.
Changes to this notice
We will update this page when our website practices or this notice change.
Privacy requests
The Doctors Insurance Agency, 991 Lomas Santa Fe Dr, Suite C #120, Solana Beach, CA 92075. Phone: (858) 345-1370.
Insurance coverage
This website explains medical malpractice policy terms, rates, calculators, and coverage changes. It is not an insurance policy, coverage decision, or legal opinion.
The issued policy and endorsements state the coverage, subject to applicable law. The application, underwriting approval, and facts of a claim also affect a coverage decision. Policy terms and underwriting rules can vary by carrier and state.
Rates and calculators
Rate tools identify the filing, effective date, and inputs. Other calculators state their inputs and assumptions. A result is an estimate, not an insurance quote. A carrier can apply current filings, underwriting rules, credits, debits, and other approved factors.
Accuracy and external links
We work to keep the website accurate and current. We do not warrant that every page is complete, current, or free from error. Other organizations control the content, availability, and privacy practices of linked websites.
Legal questions
Ask a qualified attorney to interpret a contract, ownership arrangement, title, transfer, or other legal question. The Doctors Insurance Agency can explain the insurance terms in the document.
Corrections
To report an error or ask an insurance question, contact The Doctors Insurance Agency or call (858) 345-1370.