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What makes us different?

We are fiercely committed to relentlessly defending, protecting, and rewarding our members with the industry’s most aggressive claims defense, unrivaled protection, and innovative rewards.

More than half of our Board of Governors are physicians or surgeons, ensuring that our members’ best interests are protected and pursued.
  • The nation’s largest physician-owned medical malpractice insurer.
  • Personal, round-the-clock access to experts.
  • Unrivaled financial strength and backing.
  • With the Tribute Plan, we reward the practice of good medicine.

Financial Strength

We have the financial resources necessary to protect our members today and for many years to come.


A.M. Best Company
Fitch Ratings


Member Surplus

Member Rewards

We created the Tribute Plan to reward members for their loyalty and for their commitment to superior patient care.


Tribute Awards
to date


Highest Tribute Balance
to date


Happy Clients


Years in Business


Chairman's Circle Awards

Experienced & Professional Team

bob desimone headhsot
Bob DeSimone, CPA, MBA
Bob is president of The Doctors Insurance Agency. He and his team pride themselves in providing impeccable service to their clients, and they work closely with clients to resolve their professional liability concerns.

Bob has been designated as a Chairman’s Circle Agent since the inception of the award in 2007 and is also actively involved with the medical community. He currently serves on the Board of Directors of the San Diego County Medical Society’s Foundation.

Bob earned a BS in economics from Middlebury College and an MBA from Northeastern University. His background in business and economics and his CPA credentials give him unique insight into physicians’ financial needs.

Endorsements & Partners

AANS American Association of Neurological Surgeons logo of endorsement
SHM Society of Hospital Medicine logo of endorsement
ACC American College of Cardiology logo of endorsement
ASPS American Society of Plastic Surgeons logo of endorsement
American Academy of Otolaryngology-Head and Neck Surgery logo of endorsement
The Doctors Insurance Agency
215 S. Highway 101, Suite 117
Solana Beach, CA 92075
(858) 345-1370
(800) 464-2986