MedPro (filed 2013)
no comparable filed class
California malpractice rates by specialty and county.
Select a physician specialty and county. The tool shows the filed territory and mature $1M/$3M base rate.
Mature means the claims-made policy has reached the carrier's final annual rating step.
Find and compare a base rate.
Choose a specialty and county to see the filed base rate and territory.
Find the filed base rate.
Select a physician class and California county. The result uses the same data as the full table below.
The Doctors Company
Internal Medicine in San Diego County
Territory C: Imperial; San Diego
$9,730
$1M/$3M mature claims-made base rate, before individual rating adjustments.
| Territory | Filed base |
|---|---|
| A | $14,427 |
| B | $8,274 |
| C | $9,730 |
| D | $5,765 |
| E | $6,622 |
Comparable public carrier rows.
The strip shows only rows with a direct specialty mapping. Read the comparison page for all mapping notes.
NORCAL (filed 2015)
$9,492
1012 - Internal Medicine (No Surgery)
MIEC (filed 2023)
$10,810.50
Internal Medicine (class 10, rel 1.00)
Compare up to three specialties.
Selected classes are compared against the same county and filed territory.
| Specialty | Territory | Filed base |
|---|---|---|
| Internal Medicine | C | $9,730 |
Full physician rate table.
Annual mature claims-made base premium at $1M/$3M. These are filed manual rates, not individualized quotes.
| Specialty class | Territory A Riverside; San Bernardino | Territory B Kern; Los Angeles; Orange; Ventura | Territory C Imperial; San Diego | Territory D Alameda; Contra Costa; Madera; Mariposa; Merced; Monterey; San Benito; San Francisco; San Luis Obispo; San Mateo; Santa Clara; Santa Cruz | Territory E Remainder of State |
|---|---|---|---|---|---|
| Administrative Medicine | $6,906 | $6,478 | $3,330 | $3,049 | $3,049 |
| Allergy/Immunology | $6,313 | $5,603 | $3,931 | $2,562 | $3,049 |
| Anesthesiology | $17,051 | $12,128 | $10,472 | $5,987 | $7,698 |
| Anesthesiology-Pain Management | $17,637 | $12,128 | $10,952 | $6,578 | $7,698 |
| Cardiology (Invasive) | $20,826 | $15,458 | $13,408 | $8,040 | $10,057 |
| Colon & Rectal Surgery (Minor Surgery Limited to Anal Ring) | $34,769 | $27,154 | $19,041 | $10,720 | $15,003 |
| Dermatology | $10,431 | $6,784 | $5,712 | $3,692 | $4,501 |
| Dermatology (With Liposuction) | $31,073 | $25,075 | $21,897 | $12,328 | $14,008 |
| Diagnostic Radiology | $20,078 | $16,227 | $13,880 | $7,880 | $9,002 |
| Emergency Medicine | $36,507 | $23,742 | $19,993 | $11,257 | $15,754 |
| Family General Practice (No Surgery-Hospital Care) | $11,009 | $9,158 | $7,447 | $4,735 | $5,284 |
| Family General Practice (Minor Surgery-No Obstetrics) | $15,794 | $12,128 | $10,513 | $6,174 | $7,183 |
| Family General Practice (Restricted Major Surgery-No Obstetrics) | $25,207 | $16,394 | $13,804 | $9,507 | $10,779 |
| Family General Practice (With Obstetrics) | $37,219 | $32,596 | $18,850 | $11,680 | $14,566 |
| Gastroenterology | $18,013 | $13,342 | $10,853 | $6,377 | $8,199 |
| General Medicine (Restricted) | $12,170 | $7,914 | $6,143 | $3,752 | $5,251 |
| General Surgery (All Other) | $51,183 | $41,775 | $35,273 | $19,860 | $24,223 |
| General Surgery (Bariatric) | $86,922 | $47,595 | $37,676 | $21,748 | $24,894 |
| Gynecology (Major Surgery) | $28,348 | $23,742 | $18,908 | $11,695 | $13,401 |
| Gynecology (With In-Vitro Fertilization) | $54,761 | $35,614 | $29,989 | $16,885 | $23,631 |
| Hand & Foot Surgery | $21,122 | $24,732 | $17,667 | $12,175 | $11,274 |
| Internal Medicine | $14,427 | $8,274 | $9,730 | $5,765 | $6,622 |
| Internal Medicine Subspecialties (Non-Invasive Cardiology; Endocrinology; Hematology; Infectious Disease; Nephrology; Oncology; Rheumatology) | $12,263 | $7,846 | $8,307 | $4,904 | $5,629 |
| Neonatology | $24,338 | $15,828 | $13,328 | $7,505 | $10,503 |
| Neurology | $20,763 | $16,122 | $12,654 | $7,799 | $9,096 |
| Neurosurgery | $85,898 | $68,380 | $55,364 | $33,770 | $37,173 |
| Nuclear Medicine | $7,375 | $6,194 | $5,588 | $3,594 | $4,218 |
| Obstetrics & Gynecology | $67,235 | $49,804 | $41,128 | $25,190 | $29,447 |
| Occupational Medicine | $5,215 | $4,837 | $3,135 | $2,095 | $2,251 |
| Ophthalmology (No Surgery) | $5,215 | $6,541 | $4,853 | $2,281 | $2,251 |
| Ophthalmology (Minor Surgery) | $10,344 | $7,349 | $6,165 | $3,960 | $4,599 |
| Ophthalmology (Major Surgery) | $16,254 | $15,187 | $10,963 | $5,622 | $7,228 |
| Orthopedic Surgery (No Spinal) | $43,208 | $34,021 | $28,342 | $17,120 | $19,917 |
| Orthopedic Surgery (With Spinal) | $53,023 | $34,483 | $29,037 | $17,958 | $22,880 |
| Otolaryngology (Major With No Facial Plastic) | $20,078 | $13,789 | $14,876 | $9,434 | $9,497 |
| Otolaryngology (Major With Facial Plastic) | $31,638 | $24,891 | $19,468 | $13,174 | $14,602 |
| Pathology | $11,526 | $10,343 | $8,759 | $4,932 | $6,334 |
| Pediatrics | $14,296 | $12,245 | $9,179 | $5,436 | $6,677 |
| Physical Medicine & Rehabilitation | $10,431 | $6,622 | $5,136 | $3,216 | $3,755 |
| Physical Medicine & Rehabilitation-Pain Management (Minor Procedures) | $11,525 | $7,979 | $7,616 | $4,480 | $5,529 |
| Physical Medicine & Rehabilitation-Pain Management (Major Procedures) | $18,121 | $13,904 | $10,788 | $7,129 | $7,888 |
| Plastic Surgery | $34,468 | $29,738 | $23,641 | $17,592 | $17,592 |
| Psychiatry | $6,650 | $6,741 | $4,712 | $3,049 | $3,505 |
| Pulmonary Medicine | $19,966 | $14,789 | $12,010 | $7,098 | $9,034 |
| Surgical Specialty (Office with Minor Surgery) | $23,105 | $16,054 | $11,946 | $7,612 | $9,336 |
| Therapeutic Radiology | $17,037 | $14,369 | $12,010 | $7,648 | $8,878 |
| Thoracic/Cardiovascular Surgery | $46,843 | $39,571 | $32,123 | $18,761 | $21,570 |
| Urology | $25,752 | $19,075 | $14,947 | $8,565 | $10,922 |
County territory definitions.
The filing defines five territories. Territory E is every California county not named in A through D.
| Territory | Filed definition | Selectable counties |
|---|---|---|
| Territory A | Riverside; San Bernardino | Riverside; San Bernardino |
| Territory B | Kern; Los Angeles; Orange; Ventura | Kern; Los Angeles; Orange; Ventura |
| Territory C | Imperial; San Diego | Imperial; San Diego |
| Territory D | Alameda; Contra Costa; Madera; Mariposa; Merced; Monterey; San Benito; San Francisco; San Luis Obispo; San Mateo; Santa Clara; Santa Cruz | Alameda; Contra Costa; Madera; Mariposa; Merced; Monterey; San Benito; San Francisco; San Luis Obispo; San Mateo; Santa Clara; Santa Cruz |
| Territory E | Remainder of State | Alpine; Amador; Butte; Calaveras; Colusa; Del Norte; El Dorado; Fresno; Glenn; Humboldt; Inyo; Kings; Lake; Lassen; Marin; Mendocino; Modoc; Mono; Napa; Nevada; Placer; Plumas; Sacramento; San Joaquin; Santa Barbara; Shasta; Sierra; Siskiyou; Solano; Sonoma; Stanislaus; Sutter; Tehama; Trinity; Tulare; Tuolumne; Yolo; Yuba |
What the number means.
The table shows a filed mature claims-made base rate at $1M/$3M limits. A proposal adds the applicant's credits, debits, schedule rating, and underwriting terms.
The tail tool uses public factors for MedPro admitted, NORCAL, and MIEC.
Estimate from filed tail factors Read the filing methodSources
- The Doctors Company, California Rate Pages, Edition 10/14. CDI filing DCTR-129531290, approved 2014-08-07. Public record, California Department of Insurance.
- Search California rate filings.