Current clients

Applications, forms, and changes.

Everything a current client needs, in one place.

What we need to quote you.

The first three decide the price. The rest decide the terms.

The completed application: Answer every question. The carrier returns an incomplete application, which delays the quote by days rather than hours.
Your current declarations page: The declarations page states your limits, your retroactive date, and the policy period. The retroactive date decides which policy answers a claim about earlier care. What a retroactive date does
Loss runs for the last six years: Ask each carrier to send the loss runs to us directly. A loss run lists claims and payments. Send the report, not a summary of it.
A current CV: Show the month and year for each position. Explain each gap. The carrier asks about every gap it finds.
Your tail quote, if you have one: A tail extends the reporting period after a claims-made policy ends. If your current carrier quoted a tail, send the quote so we can compare it against the alternative. Estimate a tail premium
Board certification: Send the certificate or the board number. Certification can change the class the carrier assigns.
The exact wording for a certificate of insurance: A hospital, landlord, or medical group asks for a certificate. Send us the exact legal name and address of the party that needs it. A wrong name means a second certificate.