Medical Malpractice Insurance 101

Medical malpractice insurance can be a confusing topic to navigate. We've put together a collection of articles to help our clients and prosptects understand medical proessional liability insurance.
Med-Mal 100 : Questions to Ask When Selecting a Malpractice Insurance Carrier

Research your options and ask the right questions to prospective insurance providers.

Med-Mal 101 : Types of Malpractice Insurance Policies

Claims-made vs Claims-paid vs Tail Coverage vs Nose Coverage.

Med-Mal 102 : Alternative Markets for Malpractice Insurance Explained

Trusts vs Joint underwriting associations vs Risk retention groups vs Risk purchasing groups.

Med-Mal 103 : Evaluating a Malpractice Insurance Carrier’s Financials

How to do comprehensive evaluation of a medical malpractice carrier.

EHRs Can Advance Good Medicine―If Doctors Are Aware of the Risks

The EHR has introduced patient safety risks and unanticipated medical liability risks. According to a new study, the number of EHR-related medical malpractice claims has risen over the past 10 years.

Mitigating Cyber Risk — Responding to a Breach

How to respond if you have a reasonable suspicion that your patients’ data has been compromised.

Mitigating Cyber Risk — The Cloud

Healthcare practices and facilities are depending more and more on cloud storage because it gives users the ability to access data across a variety of electronic devices while eliminating the costs and difficulties associated with maintaining a physical storage system.

Mitigating Cyber Risk — Passwords

Hackers can gain access to your data by capturing or guessing the passwords used by your practice's employees.

Mitigating Cyber Risk — Ransomware

Cybercriminals are using ransomware to hold medical practices hostage. Here's what you need to know to protect your data and reduce your risks from ransomware.

Mitigating Cyber Risk — Complying with HIPAA Rules

The repercussions of data breaches can be daunting. A business that suffers a breach of unencrypted PHI or a ransomware attack must report the breach to the U.S. Department of Health and Human Services Office for Civil Rights.

Understanding Physician Employment Agreements

Bringing a new physician into a growing practice can be exciting for both the group and the new hire. We strongly recommend that all groups make use of written agreements, whether the physician is an employee or an independent contractor.

Digital Risk Management — Social Media

Social media is not appropriate for physician-patient communications because they are too informal and lack an atmosphere of professionalism.

Digital Risk Management — Online Consultations

A clinician has the same obligations for patient care and follow-up as in face-to-face, written, and telephone consultations.

Digital Risk Management — General Principles

Technology introduces special concerns and risks with regards to medical malpractice and risk management.

Risk Management — Electronic Records Best Practices

EHR-related factors contributed to 0.9 percent of all claims closed from January 2007 through June 2014.

Risk Management — Hard Copy Records Best Practices

Medical malpractice claims can be won or lost based of the quality and content of the medical record.

Risk Management — Communication Skills

Bedside manner is not only important in the healing process, but it is also one of the most important factors in determining whether or not an unanticipated event results in the filing of a malpractice claim.

Risk Management — Informed Consent

Thirty-five percent of the medical record errors involved absence of informed consent.

Physician’s Guide to Trusts in California

In California, physicians have many options for meeting their professional liability needs, but you should be aware that not all organizations offering coverage are true insurance companies.

7 questions to ask when selecting your medical malpractice insurer

Whether you’re choosing medical malpractice insurance for the first time or seeking additional coverage for an established practice, selecting the right insurer is one of the most important decisions you’ll make

The most common allegations in anesthesia claims

We reviewed more than 600 anesthesia claims that closed from 2007–2012.

Independent voices on malpractice insurance

A selection of excerpts from indepdent voices on medical malpractice insurance.

What every plastic surgery resident needs to know

What you may have not learned in your residency about risk and medical malpractice

Shared vs Separate limits for NPs and PAs

What's the difference between shared and separate limits for affiliate health professionals like nurse practitioners and physician assistants?

The Doctors Insurance Agency
215 S. Highway 101, Suite 117
Solana Beach, CA 92075
(858) 345-1370
(800) 464-2986