Practice Transitions 101 / Course 02
Practice Transitions 101
How to preserve coverage for prior care and confirm new coverage when a physician changes work, ownership, schedule, or career stage.
The policies, endorsements, and work dates must show which coverage applies before and after each change.
Compare the old coverage with the new coverage.
Compare the old policy, new policy, contract terms, final patient date, and new-policy effective date.
How to Change a Medical Practice Without Losing Coverage
Coordinate the old work, prior care, new operation, policy terms, and effective dates before the practice changes.
Calculators and checklists.
The tools compare rates, estimate costs, explain contract terms, and calculate renewal dates.
See all toolsRenewal timeline
Calculate review dates from a renewal or coverage start month.
Calculate review datesTail responsibility checklist
Follow the policy owner, tail clause, departure condition, written offer, and acceptance deadline.
Use the tail checklistTail cost estimator
Apply filed tail factors to the filed base premium for a specialty and county.
Estimate a tail costGuides in Practice Transitions 101.
Stage 01
Plan the coverage change
Review the current policy, written contract, and date the work changes.
- 01 Read the guide
Leaving Employment: Who Pays for Tail Coverage?
How to compare the old policy, new policy, and employment agreement before leaving a group or employer.
- 02 Read the guide
Medical Malpractice Insurance for Your First Attending Job
Confirm who provides coverage, how prior work is protected, and which terms apply before your first attending shift.
Stage 02
Add or change work
Match every person, service, location, and schedule to written coverage.
- 03 Read the guide
Opening a Medical Practice or Med Spa
Define the owners, entities, people, locations, services, and start dates before care begins.
- 04 Read the guide
Moonlighting, Locums, and Other Paid Work
Identify the contract, entity, duties, location, policy, and coverage dates for each paid role.
- 05 Read the guide
Going Part-Time: Malpractice Coverage and Prior Care
Report the complete work schedule, confirm the carrier definition of part-time, and preserve coverage for prior care.
Stage 03
Preserve coverage for prior care
Preserve coverage for prior care when a practice changes hands, closes, or reaches retirement.
- 06 Read the guide
Selling or Closing a Medical Practice
Plan patient notice, records custody, coverage for prior care, and entity closure before the final patient date.
- 07 Read the guide
Retirement and Tail Coverage
Confirm coverage for earlier care, reporting dates, entity coverage, records duties, and separate carrier benefits.